{"id":6229,"date":"2016-06-07T10:41:38","date_gmt":"2016-06-07T07:41:38","guid":{"rendered":"http:\/\/blog.cs-cart.com\/?p=6229"},"modified":"2025-11-17T12:49:02","modified_gmt":"2025-11-17T08:49:02","slug":"paypal-vs-stripe-which-payment-solution-is-best-for-your-website","status":"publish","type":"post","link":"https:\/\/www.cs-cart.com\/blog\/paypal-vs-stripe-which-payment-solution-is-best-for-your-website\/","title":{"rendered":"PayPal vs. Stripe: Which Payment Solution is Best for Your Website?"},"content":{"rendered":"\n<p>Hello!<\/p>\n\n\n\n<p>Guys from <a title=\"Hosting Facts Website\" href=\"https:\/\/websitesetup.org\/best-web-hosting-sites\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hosting Facts<\/a> help you choose between the two most popular payment services\u2014<strong>PayPal<\/strong> and <strong>Stripe<\/strong>. From this article, you will learn interesting facts about these payment services and their pros and cons. Cool infographic included.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center\">Which payment solution is best for your business and your website?<br \/>We take a look at PayPal vs. Stripe.<\/p>\n\n\n\n<p>If you run an online business, you need to accept payments. But getting paid via an online portal has all kinds of challenges. You need to make sure your solution is secure, functional, and easy for customers to use.<\/p>\n\n\n\n<p>You can have a web payment solution custom built for your site, but software solutions have already solved the biggests challenges, and you can buy their services for a reasonable price. Two of the most popular are PayPal and Stripe. Websites around the world accept payments from these two companies.<\/p>\n\n\n\n<p>Today, we\u2019re going to explore <a href=\"https:\/\/www.paypal.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">PayPal<\/a> and <a href=\"https:\/\/stripe.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Stripe<\/a>. We compare the two on a number of factors\u2014fees, security, APIs, and more, to help you discover which payment solution is best for your site.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_do_PayPal_and_Stripe_do\"><\/span>What do PayPal and Stripe do?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PayPal and Stripe both accept credit card payments online and in mobile apps. Both solutions can be seamlessly integrated with an existing website. The two aren\u2019t new to this game\u2014they process billions of dollars every year, are two of the most trusted solutions for accepting mobile payment. <a href=\"https:\/\/www.cs-cart.com\/blog\/qr-code-payments\/\" title=\"\">QR code payments<\/a> are also becoming more common, adding another layer of flexibility for merchants and customers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Whats_the_Deal_with_PayPal\"><\/span>What\u2019s the Deal with PayPal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PayPal was founded in 1998 by Luke Nosek, Max Levchin, Peter Thiel and Ken Howery under the name Confinity. In 2000, Confinity merged with X.com, Elon Musk\u2019s online banking company. Soon enough, X.com would focus exclusively on PayPal, which was generating significant interest and respect.<\/p>\n\n\n\n<p>PayPal had its IPO and was bought by eBay for $1.5 billion in 2002, and became eBay\u2019s default payment solution. Today, PayPal operates all over the world. It has become an independent company again, spinning off from Ebay. PayPal moved $228 Billion dollars in 2014 alone. However, PayPal is not available in every country\u2014see the <a href=\"https:\/\/www.cs-cart.com\/blog\/paypal-countries-availability\/\" title=\"\">PayPal banned countries list<\/a> before choosing it as your payment solution.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_About_Stripe\"><\/span>What About Stripe?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Stripe is much newer than PayPal, as it was founded in 2010. Founders Patrick Collison and John Collison created Stripe as a turn-key solutions for web developers who wanted to integrate payment processing into their websites. Stripe stands out from the competition because of how easy it is for software programmers to use.<\/p>\n\n\n\n<p>Stripe received funding from <a title=\"Read more\" href=\"https:\/\/www.fastcompany.com\/3000624\/stripe-cofounders-y-combinator-supplies-far-more-mentoring\" target=\"_blank\" rel=\"noopener noreferrer\">Y Combinator in June 2010<\/a>, and quickly grew. In 2014, Stripe landed a major partnership with Apple Inc. to help power Apple Pay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pros_to_Paypal_and_Stripe\"><\/span>Pros to Paypal and Stripe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li>Easy to use for non-coders<\/li>\n\n\n\n<li>Extremely secure and the security isn\u2019t on you<\/li>\n\n\n\n<li>Customizable to your brand<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cons_to_PayPal_and_Stripe\"><\/span>Cons to PayPal and Stripe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li>Transaction fee charges<\/li>\n\n\n\n<li>Not designed for brick-and-mortar locations<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/www.cs-cart.com\/blog\/wp-content\/uploads\/paypal-stripe-comparison.png?w=800&#038;ssl=1\" alt=\"\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Web_Payment_Solutions_to_Check_Out\"><\/span>Other Web Payment Solutions to Check Out<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PayPal and Stripe are two favoured <a href=\"https:\/\/simtechdev.com\/blog\/best-marketplace-payment-solutions\/\" title=\"\">payment solutions<\/a>, but there are others that may better fit your needs. Here are a few worth checking out:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Authorize.net<\/h3>\n\n\n\n<p>Authorize.net is a comprehensive payment solution, allowing you to accept payments online, via mobile, or at a store. Authorize.net is a very high quality payment gateway, and the 24\/7 support is unrivalled. Your customers can use any credit card, or even use PayPal.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><b>Fees:<\/b> 2.9% 30\u00a2 transaction costs, $49 setup fee, plus $25 recurring charge<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.braintreepayments.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Braintree<\/a><\/h3>\n\n\n\n<p>Braintree is a simple, robust way to accept payments or enable buying from almost anywhere\u2014in your mobile app or online. On top of the full breadth of PayPal and Venmo customers, Braintree\u2019s integrations give you access to multiple payment methods, simple pricing, security, and customer support.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><b>Fees:<\/b> Your first $50K in standard card processing volume comes fee-free. This applies to all card and digital wallet transactions not through PayPal or Coinbase. After you reach $50K, it\u2019s 2.9% + 30\u00a2 per transaction, with discounted rates available for businesses who process over $80k per month.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"has-text-align-left\">CS-Cart supports PayPal and Authorize.Net out of the box. Get Stripe and Braintree in the <a href=\"https:\/\/marketplace.cs-cart.com\/add-ons.html\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Get add-ons\">CS-Cart Marketplace<\/a>, and check out our guide on <a href=\"https:\/\/www.cs-cart.com\/blog\/apple-pay-not-working-in-stripe\/\" title=\"\">Apple Pay Not Working in Stripe? How to Solve It for CS-Cart<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>About the author:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><img data-recalc-dims=\"1\" decoding=\"async\" style=\"display: block; margin-left: auto; margin-right: auto;\" src=\"https:\/\/i0.wp.com\/www.cs-cart.com\/blog\/wp-content\/uploads\/John-Stevens-HostingFacts.png?w=800&#038;ssl=1\"\/><\/td><td>John is the CEO of <a href=\"https:\/\/websitesetup.org\/best-web-hosting-sites\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hostingfacts.com<\/a>, a web<br \/>hosting review site that boasts human edited and tested reviews of hosting<br \/>companies from around the world. He loves to code websites, make them<br \/>visually appealing as well as improving them UX wise.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"background: #f7f7f7;\">\n<div style=\"width: 600px; margin: 0 auto; padding: 20px 0 10px;\">\n<h2 style=\"text-align: center; font-weight: normal; text-transform: uppercase; margin-bottom: 20px;\"><span class=\"ez-toc-section\" id=\"Follow_CS-Cart_news_promotions\"><\/span>Follow CS-Cart news &amp; promotions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<form style=\"text-align: center;\" action=\"https:\/\/cs-cart.com\" method=\"post\"><input name=\"mailing_lists[4]\" type=\"hidden\" value=\"1\"\/><br \/><input name=\"redirect_url\" type=\"hidden\" value=\"index.php\"\/><br \/><label class=\"cm-required cm-email\" style=\"display: none;\" for=\"subscr_email\">Email<\/label><br \/><input id=\"subscr_email\" class=\"subscribe-input\" style=\"font-size: 16px; padding: 10px; width: 400px; border-radius: 4px; height: 41px; color: #72757a; border: 2px solid #C7C7C9; box-sizing: border-box;\" name=\"subscribe_email\" type=\"text\"\/><br \/><button class=\"subscribe-btn\" style=\"background: #2F4156; outline: 0; border: 0; padding: 12.5px 15px; font-size: 14px; text-transform: uppercase; color: #fff; margin-left: -10px; vertical-align: top; border-top-right-radius: 3px; border-bottom-right-radius: 3px; cursor: pointer; height: 41px;\">Subscribe<\/button><br \/><input name=\"dispatch\" type=\"hidden\" value=\"newsletters.add_subscriber\"\/><\/form><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p><a href=\"https:\/\/hostingfacts.com\" target=\"_blank\"\n\n<\/p>\n","protected":false},"author":31003,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,11],"tags":[],"aioseo_notices":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/posts\/6229"}],"collection":[{"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/users\/31003"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/comments?post=6229"}],"version-history":[{"count":1,"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/posts\/6229\/revisions"}],"predecessor-version":[{"id":20639,"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/posts\/6229\/revisions\/20639"}],"wp:attachment":[{"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/media?parent=6229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/categories?post=6229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cs-cart.com\/blog\/wp-json\/wp\/v2\/tags?post=6229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}